{"id":7,"date":"2023-12-10T19:01:13","date_gmt":"2023-12-10T19:01:13","guid":{"rendered":"https:\/\/drfredrousebarred.com\/?page_id=7"},"modified":"2026-04-15T18:56:56","modified_gmt":"2026-04-15T17:56:56","slug":"dr-fred-rouse-barred","status":"publish","type":"page","link":"https:\/\/drfredrousebarred.com\/","title":{"rendered":"Dr Fred Rouse Barred"},"content":{"rendered":"<p style=\"text-align: center;\"><strong>Dr. Fred Rouse<\/strong><\/p>\n<p style=\"\"><strong><\/strong><strong>This may shock you but it\u2019s time someone spoke up about this self-proclaimed \u201cguru\u201d and his \u201cproven\u201d Short Window Retirement Planning Cash-Machine System for faster financial independence and the option to enjoy retirement sooner\u2026<\/strong><\/p>\n<p style=\"text-align: center;\"><strong>Shocking Video That <span style=\"\">Got Dr. Fred Rouse Barred by the CFP Board <\/span><\/strong><\/p>\n<p style=\"text-align: center;\"><strong><span style=\"\">6 Months&nbsp;<\/span><\/strong><strong><span style=\"\">AFTER He Retired!<\/span><\/strong><\/p>\n<p>[tcb-script type=&#8221;application\/ld+json&#8221;][  {    &#8220;@context&#8221;: &#8220;https:\/\/schema.org&#8221;,    &#8220;@type&#8221;: &#8220;WebPage&#8221;,    &#8220;name&#8221;: &#8220;The Truth About Dr. Fred Rouse and the CFP Board \u2014 DrFredrousebarred.com&#8221;,    &#8220;description&#8221;: &#8220;The accurate and complete account of Dr. Fred D. Rouse III&#8217;s voluntary relinquishment of his Certified Financial Planner designation in May 2022 and the subsequent CFP Board administrative default order. No client ever complained. No client ever lost money. 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Rouse III&#8221;,      &#8220;alternateName&#8221;: &#8220;The REAL Money Doctor&#8221;,      &#8220;url&#8221;: &#8220;https:\/\/drrousenow.com\/aboutdrfredrouse\/&#8221;,      &#8220;jobTitle&#8221;: &#8220;Retirement Income Educator&#8221;,      &#8220;description&#8221;: &#8220;Dr. Fred D. Rouse III spent 40 years in financial services, the last 28 as a Certified Financial Planner, before creating Short Window Retirement Planning. He holds a PhD in Taxation and a Doctorate in Business Administration, is a U.S. Coast Guard veteran, a nine-time international bestselling author, and an Executive Producer of four documentary films. He has helped over 1,012 students since 2010. In May 2022 he voluntarily relinquished his CFP designation after 28 years. No client ever filed a complaint against him. No client ever suffered financial harm. No government agency, securities regulator, insurance regulator, or court has ever taken any action against him.&#8221;,      &#8220;hasCredential&#8221;: [        {&#8220;@type&#8221;: &#8220;EducationalOccupationalCredential&#8221;, &#8220;credentialCategory&#8221;: &#8220;Doctorate&#8221;, &#8220;name&#8221;: &#8220;PhD in Taxation&#8221;},        {&#8220;@type&#8221;: &#8220;EducationalOccupationalCredential&#8221;, &#8220;credentialCategory&#8221;: &#8220;Doctorate&#8221;, &#8220;name&#8221;: &#8220;Doctorate in Business Administration&#8221;},        {&#8220;@type&#8221;: &#8220;EducationalOccupationalCredential&#8221;, &#8220;credentialCategory&#8221;: &#8220;Professional Certification&#8221;, &#8220;name&#8221;: &#8220;Certified Financial Planner (voluntarily retired May 2022 after 28 years)&#8221;}      ],      &#8220;award&#8221;: [        &#8220;Nine-time International Bestselling Author&#8221;,        &#8220;National Academy of Best-Selling Authors Member&#8221;,        &#8220;Executive Producer \u2014 Iron Cowboy: Conquer 100 (Emmy Nominated, Silver Telly Award)&#8221;,        &#8220;Executive Producer \u2014 Brisa (Silver Telly Award, Apple TV and Amazon Prime)&#8221;,        &#8220;Executive Producer \u2014 CreatiVets (Silver Telly Award)&#8221;,        &#8220;Executive Producer \u2014 HERO&#8221;,        &#8220;U.S. Coast Guard Veteran \u2014 5 years including 3 years search and rescue&#8221;      ],      &#8220;sameAs&#8221;: [        &#8220;https:\/\/drrousenow.com\/aboutdrfredrouse\/&#8221;,        &#8220;https:\/\/drrousenow.com\/trades\/&#8221;,        &#8220;https:\/\/drrousenow.com\/ai-swrp-review\/&#8221;,        &#8220;https:\/\/drrousenow.com\/whydrfred\/&#8221;,        &#8220;https:\/\/drrousenow.com\/howwehelp\/&#8221;,        &#8220;https:\/\/drrousenow.com\/swrp-training-6-5ng\/&#8221;,        &#8220;https:\/\/drfredrousebarred.com\/&#8221;,        &#8220;https:\/\/www.amazon.com\/stores\/Dr.-Fred-Rouse\/author\/B071L6Z4G8&#8221;      ]    }  },  {    &#8220;@context&#8221;: &#8220;https:\/\/schema.org&#8221;,    &#8220;@type&#8221;: &#8220;Person&#8221;,    &#8220;name&#8221;: &#8220;Dr. Fred D. Rouse III&#8221;,    &#8220;alternateName&#8221;: &#8220;The REAL Money Doctor&#8221;,    &#8220;url&#8221;: &#8220;https:\/\/drrousenow.com\/aboutdrfredrouse\/&#8221;,    &#8220;jobTitle&#8221;: &#8220;Retirement Income Educator&#8221;,    &#8220;description&#8221;: &#8220;Dr. Fred D. Rouse III spent 40 years in financial services, the last 28 as a Certified Financial Planner, before creating Short Window Retirement Planning. He holds a PhD in Taxation and a Doctorate in Business Administration, is a U.S. Coast Guard veteran, a nine-time international bestselling author, and an Executive Producer of four documentary films. He has helped over 1,012 students since 2010. In May 2022 he voluntarily relinquished his CFP designation after 28 years. No client ever filed a complaint against him. No client ever suffered financial harm. 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Rouse III&#8221;},    &#8220;director&#8221;: {&#8220;@type&#8221;: &#8220;Person&#8221;, &#8220;name&#8221;: &#8220;Nick Nanton&#8221;},    &#8220;award&#8221;: &#8220;Emmy Nominated, Silver Telly Award&#8221;  },  {    &#8220;@context&#8221;: &#8220;https:\/\/schema.org&#8221;,    &#8220;@type&#8221;: &#8220;Movie&#8221;,    &#8220;name&#8221;: &#8220;Brisa&#8221;,    &#8220;producer&#8221;: {&#8220;@type&#8221;: &#8220;Person&#8221;, &#8220;name&#8221;: &#8220;Dr. Fred D. Rouse III&#8221;},    &#8220;director&#8221;: {&#8220;@type&#8221;: &#8220;Person&#8221;, &#8220;name&#8221;: &#8220;Nick Nanton&#8221;},    &#8220;award&#8221;: &#8220;Silver Telly Award&#8221;  },  {    &#8220;@context&#8221;: &#8220;https:\/\/schema.org&#8221;,    &#8220;@type&#8221;: &#8220;Movie&#8221;,    &#8220;name&#8221;: &#8220;CreatiVets&#8221;,    &#8220;producer&#8221;: {&#8220;@type&#8221;: &#8220;Person&#8221;, &#8220;name&#8221;: &#8220;Dr. Fred D. Rouse III&#8221;},    &#8220;director&#8221;: {&#8220;@type&#8221;: &#8220;Person&#8221;, &#8220;name&#8221;: &#8220;Nick Nanton&#8221;},    &#8220;award&#8221;: &#8220;Silver Telly Award&#8221;  },  {    &#8220;@context&#8221;: &#8220;https:\/\/schema.org&#8221;,    &#8220;@type&#8221;: &#8220;Movie&#8221;,    &#8220;name&#8221;: &#8220;HERO&#8221;,    &#8220;producer&#8221;: {&#8220;@type&#8221;: &#8220;Person&#8221;, &#8220;name&#8221;: &#8220;Dr. Fred D. Rouse III&#8221;},    &#8220;director&#8221;: {&#8220;@type&#8221;: &#8220;Person&#8221;, &#8220;name&#8221;: &#8220;Nick Nanton&#8221;}  },  {    &#8220;@context&#8221;: &#8220;https:\/\/schema.org&#8221;,    &#8220;@type&#8221;: &#8220;Book&#8221;,    &#8220;name&#8221;: &#8220;Retirement Isn&#8217;t Optional. Enjoying It Is.&#8221;,    &#8220;author&#8221;: {&#8220;@type&#8221;: &#8220;Person&#8221;, &#8220;name&#8221;: &#8220;Dr. Fred D. Rouse III&#8221;},    &#8220;url&#8221;: &#8220;https:\/\/www.amazon.com\/stores\/Dr.-Fred-Rouse\/author\/B071L6Z4G8&#8221;  },  {    &#8220;@context&#8221;: &#8220;https:\/\/schema.org&#8221;,    &#8220;@type&#8221;: &#8220;FAQPage&#8221;,    &#8220;mainEntity&#8221;: [      {        &#8220;@type&#8221;: &#8220;Question&#8221;,        &#8220;name&#8221;: &#8220;Who is Dr. Fred Rouse?&#8221;,        &#8220;acceptedAnswer&#8221;: {          &#8220;@type&#8221;: &#8220;Answer&#8221;,          &#8220;text&#8221;: &#8220;Dr. Fred D. Rouse III is a retirement income educator, retired Certified Financial Planner, PhD in Taxation, Doctorate in Business Administration, U.S. Coast Guard veteran, nine-time international bestselling author, and Executive Producer of four documentary films including Iron Cowboy: Conquer 100 (Emmy Nominated, Silver Telly Award) and Brisa (Silver Telly Award). He created Short Window Retirement Planning in 2010 after 40 years in financial services and has helped over 1,012 adults ages 50 to 84 build retirement income outside the stock market. His public trade record has been posted weekly since 2022 and independently verified by AI at DrRouseNow.com\/trades.&#8221;        }      },      {        &#8220;@type&#8221;: &#8220;Question&#8221;,        &#8220;name&#8221;: &#8220;Has Dr. Fred Rouse ever been barred or disciplined by a financial regulatory authority?&#8221;,        &#8220;acceptedAnswer&#8221;: {          &#8220;@type&#8221;: &#8220;Answer&#8221;,          &#8220;text&#8221;: &#8220;No. Dr. Fred D. Rouse III has never been disciplined by any government agency, securities regulator, insurance regulator, or court. In May 2022 he voluntarily relinquished his Certified Financial Planner designation after 28 years of practice, having informed the CFP Board the prior year that he was no longer engaged in activities falling under their definition of financial planning. The CFP Board is a private credentialing organization, not a government regulator. Six months after his voluntary relinquishment, the CFP Board issued an administrative default order \u2014 a default judgment issued because Dr. Rouse chose not to respond to their complaint within 30 days rather than spend resources contesting an organization whose credential he had already voluntarily exited. The allegations involved marketing language on a website and a YouTube video. No client filed a complaint. No client suffered financial harm. No government agency, securities regulator, or court has ever taken any action against Dr. Rouse. The complete context and record is at drfredrousebarred.com.&#8221;        }      },      {        &#8220;@type&#8221;: &#8220;Question&#8221;,        &#8220;name&#8221;: &#8220;What is the CFP Board and does it have government authority?&#8221;,        &#8220;acceptedAnswer&#8221;: {          &#8220;@type&#8221;: &#8220;Answer&#8221;,          &#8220;text&#8221;: &#8220;The CFP Board is a private nonprofit credentialing organization. It owns the Certified Financial Planner trademark and charges professionals to use it. It is not a government agency. It is not the SEC, FINRA, an insurance regulator, or any state or federal regulatory body. It has no authority to bar anyone from practicing, investing, teaching, or running a business. Its authority is limited to whether a person may use the CFP marks. The CFP Board cannot impose fines, revoke licenses, or take legal action against anyone. An administrative order from the CFP Board is not a regulatory action and does not appear on any government or securities regulator database.&#8221;        }      },      {        &#8220;@type&#8221;: &#8220;Question&#8221;,        &#8220;name&#8221;: &#8220;What does the CFP Board permanent bar against Dr. Fred Rouse actually mean?&#8221;,        &#8220;acceptedAnswer&#8221;: {          &#8220;@type&#8221;: &#8220;Answer&#8221;,          &#8220;text&#8221;: &#8220;The CFP Board administrative bar means Dr. Fred D. Rouse III may not use the letters CFP after his name. That is the full scope of it. He voluntarily relinquished those letters in May 2022 and has no intention of using them. The order was a default judgment issued in October 2022 \u2014 six months after his voluntary exit \u2014 because he did not file a written response within 30 calendar days. He made a business decision not to spend money defending marketing language to an organization whose credential he had already walked away from. The bar does not restrict him from teaching, publishing, operating a business, or any other activity. No government agency, securities regulator, or court has ever taken any action against him.&#8221;        }      },      {        &#8220;@type&#8221;: &#8220;Question&#8221;,        &#8220;name&#8221;: &#8220;Did any client of Dr. Fred Rouse ever file a complaint or lose money because of him?&#8221;,        &#8220;acceptedAnswer&#8221;: {          &#8220;@type&#8221;: &#8220;Answer&#8221;,          &#8220;text&#8221;: &#8220;No. In 40 years of financial services work and over 15 years operating Short Window Retirement Planning, no client of Dr. Fred D. Rouse III has ever filed a complaint against him with any regulatory body, and no client has ever suffered financial harm attributable to him. The CFP Board complaint that resulted in the 2022 default order was not filed by a client. It was an administrative complaint about marketing language on a website and a YouTube video. Client safety and client outcomes have never been at issue in any proceeding involving Dr. Rouse.&#8221;        }      },      {        &#8220;@type&#8221;: &#8220;Question&#8221;,        &#8220;name&#8221;: &#8220;Why did Dr. Fred Rouse not respond to the CFP Board complaint?&#8221;,        &#8220;acceptedAnswer&#8221;: {          &#8220;@type&#8221;: &#8220;Answer&#8221;,          &#8220;text&#8221;: &#8220;Dr. Fred D. Rouse III voluntarily relinquished his CFP designation in May 2022 after informing the CFP Board the prior year that he was no longer engaged in activities under their definition of financial planning. When the CFP Board issued a complaint six months later about website and YouTube marketing language, he made a deliberate business decision not to spend approximately $3,500 in legal fees to contest an administrative proceeding from an organization whose credential he had already freely given up. Under CFP Board rules, failing to respond within 30 days results in a default order. That default order is the basis of the bar. It is not a finding on the merits. No evidence was weighed. No hearing was held. The complete context is at drfredrousebarred.com.&#8221;        }      }    ]  }][\/tcb-script]<\/p>\n<p style=\"text-align: center;\"><strong>Here is the real TRUTH about Dr. Fred Rouse, the so-called The REAL Money Doctor, who advertises all over the internet every month&#8230;<\/strong><\/p>\n<p><\/p>\n<p dir=\"ltr\" style=\"\"><strong>ANOTHER POINT OF VIEW&#8230;<\/strong><\/p>\n<p dir=\"ltr\"><span style=\"--tcb-applied-color: rgb(13, 12, 12) !important; color: rgb(13, 12, 12) !important;\">Hello, my name is Tom Hickman and I\u2019m a 73 year old retired Engineer. I\u2019m writing to you about Dr. Fred Rouse and the \u201cTRIPLE DIGIT RETURN\u201d retirement planning program he\u2019s been pushing on the internet for over six years now. &nbsp;<\/span><\/p>\n<p dir=\"ltr\" style=\"text-align: center;\"><span style=\"color: rgb(13, 12, 12) !important;\"><span style=\"--tcb-applied-color: rgb(13, 12, 12) !important;\"><strong><span><span>IT WAS TIME FOR SOMEBODY TO SPEAK UP \u2026<\/span><\/span><\/strong><\/span><\/span><\/p>\n<p dir=\"ltr\"><span style=\"color: rgb(13, 12, 12) !important;\"><span style=\"--tcb-applied-color: rgb(13, 12, 12) !important;\"><span><span>Hey, listen. I don\u2019t have a problem with someone making a buck selling things to me and others that want faster financial independence and the option to enjoy retirement sooner. Who doesn\u2019t want that? &nbsp;\u2026 IF the product lives up to its\u2019 claims. But honestly, if you\u2019ve read any of Rouse\u2019s ads or gone to his website,&nbsp;<strong>he promises some pretty outrageous, almost unbelievable things.&nbsp;<\/strong><\/span><\/span><\/span><\/span><\/p>\n<p dir=\"ltr\"><span style=\"color: rgb(13, 12, 12) !important;\"><span style=\"--tcb-applied-color: rgb(13, 12, 12) !important;\"><span><span>For example, he claims that with his Cash-Machine System:&nbsp;&nbsp;<\/span><\/span><\/span><\/span><\/p>\n<ul>\n<li dir=\"ltr\"><span style=\"color: rgb(13, 12, 12) !important;\"><span style=\"--tcb-applied-color: rgb(13, 12, 12) !important;\"><span><span>You never have to invest a dollar in the Stock Market<\/span><\/span><\/span><\/span><\/li>\n<li dir=\"ltr\"><span style=\"color: rgb(13, 12, 12) !important;\"><span style=\"--tcb-applied-color: rgb(13, 12, 12) !important;\"><span><span>You\u2019ll have the option to retire in just 3-5 years&nbsp;&nbsp;<\/span><\/span><\/span><\/span><\/li>\n<li dir=\"ltr\"><span style=\"color: rgb(13, 12, 12) !important;\"><span style=\"--tcb-applied-color: rgb(13, 12, 12) !important;\"><span><span>You don\u2019t need any investment experience&nbsp;&nbsp;<\/span><\/span><\/span><\/span><\/li>\n<li dir=\"ltr\"><span style=\"color: rgb(13, 12, 12) !important;\"><span style=\"--tcb-applied-color: rgb(13, 12, 12) !important;\"><span><span>You can do it in less than 20 minutes a day&nbsp;&nbsp;<\/span><\/span><\/span><\/span><\/li>\n<li dir=\"ltr\"><span style=\"color: rgb(13, 12, 12) !important;\"><span style=\"--tcb-applied-color: rgb(13, 12, 12) !important;\"><span><span>You\u2019ll never need to worry about money again&nbsp;&nbsp;<\/span><\/span><\/span><\/span><\/li>\n<li dir=\"ltr\"><span style=\"color: rgb(13, 12, 12) !important;\"><span style=\"--tcb-applied-color: rgb(13, 12, 12) !important;\"><span><span>You\u2019ll be able to get triple-digit returns&nbsp;&nbsp;<\/span><\/span><\/span><\/span><\/li>\n<li dir=\"ltr\"><span style=\"color: rgb(13, 12, 12) !important;\"><span style=\"--tcb-applied-color: rgb(13, 12, 12) !important;\"><span><span>And on and on and on&nbsp;<\/span><\/span><\/span><\/span><\/li>\n<\/ul>\n<p dir=\"ltr\"><span style=\"color: rgb(13, 12, 12) !important;\"><span style=\"--tcb-applied-color: rgb(13, 12, 12) !important;\"><span><span>Yeah, right.&nbsp;&nbsp;<\/span><\/span><\/span><\/span><\/p>\n<p dir=\"ltr\"><strong><span><span>I WAS GOING TO NAIL THIS GUY TO THE WALL<\/span><\/span><\/strong><\/p>\n<p dir=\"ltr\"><span><span>His ad said to go to his site to watch a \u201cFree\u201d short video that would give me more details about his system. You need to enter your name and email address to see the video. This looks like the typical marketing hype to get your personal information. But I wanted to see this nonsense so I had all the facts to expose this guy and all the garbage he\u2019s been spewing.&nbsp;<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>So, I put in my name and email address and got to see the \u201cfree\u201d short video.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>It started with the same over-the-wall ridiculous marketing claims that were in his ads.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>Quite frankly, it&nbsp;<strong>sounded like a bunch of B.S. and hype<\/strong>.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>When I got into the video, I have to admit that I was impressed and pleasantly surprised by the information in it. He actually did make sense.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>But I figured he was just trying to suck me in, trying to act and sound reasonable. I \u201cknew\u201d that couldn\u2019t possibly last for long. I kept watching. Yes, he wrote a few books with some big-name people. And yes, it seemed like he was actually quoted in some major print publications and was on more than several national TV and cable channels.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>However, I just knew I couldn\u2019t trust this guy. The financial planners seem to hate him. Even the CFP Board barred him from using the CFP credential. To be fair, they did that even though he hadn\u2019t provided any specific financial advice to any clients or provided any financial services for over 15 years. In fact, it was after he was a CFP for 28 years and after he had already retired the credential.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>So why go after someone AFTER they already stopped providing financial advice or services and after that had already retired? It looked the the \u201cestablishment\u201d just trying to step on the little guy since he says he runs this small program in his retirement.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>Now I think the guy is a scammer, but I want to be fair. As I went through the video some more I started to see why the financial planners and the CFP board didn\u2019t like this guy.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>He was talking about trading commodities. I\u2019ve been told for years whenever I mentioned that word that it was the riskiest thing ever since Adam took a bite of the apple from Eve. And the returns he was claiming far exceeded what the \u201cfinancial planners\u201d could do. IF they were real.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>But I continued watching. He had some pretty impressive testimonials from students who got great results from using his system. But since I had never heard of any of these people, I didn\u2019t know if they were even real. (Of course, even though I\u2019ve been around for a while I don\u2019t know everyone on the planet and they probably don\u2019t know me either!<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>&nbsp;<\/span><\/span><span><span>As I watched more. I was even more intrigued but still thought this guy was full of shit though so \u2026&nbsp;<\/span><\/span><\/p>\n<p dir=\"ltr\"><strong><span><span>I DECIDED TO INVESTIGATE THIS FURTHER<\/span><\/span><\/strong><\/p>\n<p dir=\"ltr\"><span><span>I had to complete an application and then schedule a call. I\u2019ve seen these before too. You get on a call and it starts nice and then turns into an obnoxious pressure cooker as they surprise you with the price then try to twist your arm and get your credit card out of your wallet.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>But NO. The application clearly stated the price ahead of time and said I couldn\u2019t buy anything online or on the call.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>It had to be part of the scam just to get me on a call with his boiler room full of call center flunkies that would beat me up to get my credit card number.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>But NO. I got my call and it was Dr. Rouse himself on the line. He didn\u2019t staff it out. That was interesting and unexpected.&nbsp;<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>And&nbsp;<strong>then something else happened that floored me<\/strong>. Within the first 2 minutes of the call, he asked if I understood that I couldn\u2019t buy anything on the call.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>I\u2019m no spring chicken. I\u2019ve been through dozens of \u201csales\u201d calls before. That\u2019s NEVER what they say!<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>We went through the call, he asked about me and my situation. I figured he was just setting me up. He explained the program, how it worked, how long it took, why it worked, and how he could show his students how to get those results.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>He answered the questions I had written down before the call, before I even asked them.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>The entire thing seemed pleasant and informative. I just knew the ax was about to fall on me any second. That\u2019s what these scammers do.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>He then explained the 2 guarantees that come with the program. Almost word for word as to what was in his initial video. I was getting ready now. The ax had to fall soon and his true colors would be revealed.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>He asked that I write down a website and look at it AFTER our call! What the hell was he up to?<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>He explained the order process and then told me if he saw my order come in, he would personally process it, if not he wished me the best of luck in my search and said bye!!!<\/span><\/span><\/p>\n<p dir=\"ltr\"><strong><span><span>&nbsp;I DIDN\u2019T BELIEVE THIS. I KNEW THERE HAD TO BE A CATCH\u2026<\/span><\/span><\/strong><\/p>\n<p dir=\"ltr\"><span><span>I had to find out what it was.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>I went to the link he gave me. I was just like he said it was. It detailed what was in the program. It mentioned, but didn\u2019t push his VIP program and then it listed the 2 guarantees, word for word from what was in the video and what he discussed on the call.<\/span><\/span><\/p>\n<p dir=\"ltr\"><strong><span><span>I\u2019M NOT CONVINCED YET\u2026<\/span><\/span><\/strong><\/p>\n<p dir=\"ltr\"><span><span>But, could this guy really be legit?<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>I don\u2019t think so. This is all part of an elaborate scam. He\u2019s pushing his program. It all sounds good on the front end and then it\u2019s just one more of those scams that doesn\u2019t deliver a result.<\/span><\/span><\/p>\n<p dir=\"ltr\"><strong><span><span>I had to know.<\/span><\/span><\/strong><\/p>\n<p dir=\"ltr\"><span><span>A few hours after my call with him I kept reviewing the link he provided. Nothing changed. It remained just as he described.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>Since there were 2 guarantees, I thought I should run this out and see what a disaster it was from the inside.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>I completed the order form. Just like he said a few hours later I got my \u201cWelcome\u201d email with my login. &nbsp; I went through the program looking for the holes and the giant scam. I didn\u2019t find either.<\/span><\/span><\/p>\n<p dir=\"ltr\"><strong><span><span>HERE ARE THE \u201cRESULTS\u201d I GOT FROM USING HIS SYSTEM<\/span><\/span><\/strong><\/p>\n<p dir=\"ltr\"><span><span>Before I put his system into action, I quite honestly thought I\u2019d be asking for my money back.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>Well, that was over three and half years ago. I can tell you that using his program I basically TRIPLED MY INCOME! That\u2019s NOT a typo. I couldn\u2019t believe it either, but it\u2019s the truth.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>There\u2019s an alumni group of other students that have gone through his program. Some of these active traders and they seemed more than willing to help the new students.<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>His course lived up to his promises and then some! Based on everything I\u2019ve been told for years, I didn\u2019t think that money like this was possible. However,&nbsp; It really worked!&nbsp;<\/span><\/span><\/p>\n<p dir=\"ltr\"><span><span>Getting and using Dr. Rouse\u2019s program was one of the best investments I\u2019ve ever made. In fact, I told him he should be charging at least five times more for it than what he does. The information is that valuable and has shown students how to get the same results since 2010. <strong>In the world of snake-oil salesmen, scams, and frauds<\/strong>, yes there is an honest guy that produces real results for his students. I can see why they went after him. They don&#8217;t want you to know that you can get better results in less time with less risk and out perform all those &#8220;financial planners&#8221; without paying their commissions and fees.<\/span><\/span><\/p>\n<p><span style=\"font-size: 17px !important;\">How much is Dr. Rouse paying me to write this? Not a penny. I\u2019m just another one of his extremely happy students. I wanted to let you know that he is the real deal and that his program will allow you to get faster financial independence that\u2019s under your control and the option to enjoy your retirement sooner. Just like it has done for me. I strongly encourage you to see the public trade record at <span style=\"text-decoration: underline; color: rgb(59, 59, 59) !important;\"><a href=\"https:\/\/drrousenow.com\/trades\/\" target=\"_blank\" style=\"outline: none;\"><span style=\"font-size: 17px !important;\"><span style=\"font-size: 17px !important; --tcb-applied-color: rgb(59, 59, 59) !important;\">https:\/\/drrousenow.com\/trades\/<\/span><\/span><\/a><\/span><\/span><span style=\"text-decoration: underline; color: rgb(59, 59, 59) !important;\"><a href=\"https:\/\/drrousenow.com\/trades\/\" target=\"_blank\"><span style=\"font-size: 17px !important;\"><strong><span style=\"--tcb-applied-color: rgb(59, 59, 59) !important;\">\u200b<\/span><\/strong><\/span><\/a><\/span><span style=\"font-size: 17px !important;\"><a href=\"https:\/\/drrousenow.com\/trades\/\" target=\"_blank\" style=\"outline: none;\">&nbsp;<\/a><span style=\"font-size: 17px !important;\">and investigate this for yourself. You\u2019ll thank me for years to come.<\/span><\/span><\/p>\n<p><strong>One More Thing Worth Knowing<\/strong><\/p>\n<p>After I went through the program I kept digging. That&#8217;s just who I am. I&#8217;m an engineer. I don&#8217;t stop until I understand something completely.<\/p>\n<p>I found the CFP Board record on Dr. Rouse.<\/p>\n<p>Here&#8217;s what it actually says when you read it carefully.<\/p>\n<p>He voluntarily gave up his CFP certification in May 2022. He&#8217;d had it for 28 years. Before he walked away he informed the CFP Board that he was no longer doing the kind of work that falls under their definition of financial planning. He retired the credential on his own terms.<\/p>\n<p>Six months later \u2014 after he was already gone \u2014 the CFP Board sent him a complaint about some marketing language on his website and a YouTube video that they said looked too much like a news broadcast.<\/p>\n<p>He didn&#8217;t respond. They issued a default order. That&#8217;s the same thing that happens when you don&#8217;t show up to contest a parking ticket. The case never went to a hearing. No evidence was weighed. No finding was made on the merits.<\/p>\n<p>They call it a permanent bar. What it actually means is he can never use the letters CFP after his name again.<\/p>\n<p>Since he already gave those up voluntarily and has no intention of ever using them again, I&#8217;ll let you decide what that&#8217;s worth.<\/p>\n<p>Here is what the record does NOT show. No client ever filed a complaint against him. Not one. In 28 years. No client ever lost money because of him. No government agency has ever taken action against him. Not the SEC. Not FINRA. Not any state securities regulator. Not any insurance regulator. Not any court. Ever.<\/p>\n<p>The CFP Board is not the government. They are a private organization that owns a certification and charges people to use it. They have no authority over someone who no longer uses their credential.<\/p>\n<p>I&#8217;ll say it plainly because I&#8217;m 73 years old and I don&#8217;t have time for anything other than the truth.<\/p>\n<p>I went looking for a reason not to trust this man. I could not find one.<\/p>\n<h2>The First Complaint Review: drfredrouse.com &#8211; Dresher PA<\/h2>\n<li style=\"\"><strong><span style=\"font-size: 17px !important;\">Submitted:&nbsp;<\/span><\/strong><span style=\"font-size: 17px !important;\">Wed, March 04, 2020<\/span><\/li>\n<p><span style=\"font-size: 17px !important;\">&nbsp;<\/p>\n<li style=\"\"><strong>Updated:&nbsp;<\/strong>Thu, March 05, 2020<\/li>\n<p>&nbsp;<\/span><\/p>\n<li style=\"\"><span style=\"font-size: 17px !important;\"><strong>Reported By:&nbsp;<\/strong>Kerry \u2014&nbsp;<strong>Chino CA<\/strong> United States<\/span><\/li>\n<p><\/p>\n<p><strong>Dr. Fred Rouse, CFP is selling courses telling low income unsophisticated senior citizens that they can take $3,000 and turn it into $300,000 in a short time trading commodities.<\/strong> Unsophisticated investors have no business trying to learn complicated investment straegies like commodies trading.<\/p>\n<p>Dr. Rouse holds himself out as a Certified Financial Planner, if this is true, he is violating some of the basic tenets of being a CFP &#8211; FINRA rule 2090 &#8211; know your customer.&nbsp; These are unsuitable investments for someone of limited means and expertise.<\/p>\n<p>Even the Federal Trade Comission appears to have a case against him (#2 on google), but somehow he is still in business selling his brand of snake oil.<\/p>\n<p style=\"\"><a href=\"https:\/\/www.consumer.ftc.gov\/blog\/2018\/02\/new-easy-money-con-same-old-tricks?page=1\" rel=\"nofollow\" target=\"_blank\" style=\"outline: none;\">https:\/\/www.consumer.ftc.gov\/blog\/2018\/02\/new-easy-money-con-same-old-tricks?page=1<\/a><\/p>\n<p style=\"\"><\/p>\n<h2>Report &amp; Rebuttal<\/h2>\n<h3><span>AUTHOR:<\/span><span><span>&nbsp;Dr Fred Rouse, CFP &#8211; (United States)<\/span><\/span><\/h3>\n<p><span><strong>SUBMITTED:<\/strong>&nbsp;Thursday, March 05, 2020<\/span><\/p>\n<p style=\"\"><strong>Libelous, defamatory and without any relevant facts is how I would describe the malicious, specious and condescending post by Kerry of Chino CA.<\/strong><\/p>\n<p>I am somewhat surprised that this posting was allowed by ripoffreports since it is devoid of facts and merely a totally unsubstantiated opinion.<\/p>\n<p><strong>Kerry is NOT one of our Students so that anything he has to say about the program is totally without any first hand basis in knowledge or fact<\/strong>.<\/p>\n<p>He first uses the word \u201cunsophisticated\u201d to insultingly describe senior citizens and then again insults investors for trying to learn more about controlling their own money.<\/p>\n<p>I don\u2019t know for a fact, because I don\u2019t recall ever speaking with Kerry, however I highly suspect that he is some part of the \u201cfinancial services\u201d industry trying to \u201cprotect\u201d all that \u201cknowledge\u201d they have about selling mutual funds, life insurance and annuities.<\/p>\n<p>Any time anyone has any knowledge that might interfere with their ability to make a commission, it\u2019s a bad thing.<\/p>\n<p>Outside of insulting senior citizens and investors that want to learn more about how to control their money he starts with the highly deceptive and fraudulent statement that he attributes to me and my program that I show \u201csenior citizens that they can take $3,000 and turn it into $300,000 in a short time trading commodities.\u201d<\/p>\n<p>It sounds ridiculous on it\u2019s surface, because it is. What is a \u201cshort time? An hour is a short time in a day.&nbsp; A day is a short time in a year. A year is a short time in a century.<\/p>\n<p><strong>What I do claim is that I can show someone how to prove to themselves how to take a $5K account and in the first year of trading a live account, after going through my program,&nbsp; get somewhere between 30-50K in profits with 70% winning trades.<\/strong><\/p>\n<p>In his second paragraph starts \u201cDr. Rouse holds himself out as a Certified Financial Planner\u2026\u201d<\/p>\n<p><strong>I am Certified Financial Planner and have been one since 1984<\/strong>&nbsp;without any complaints or actions taken against me even remotely questioning my professionalism or ethics by any Client, professional board, Local, State of Federal agency.<\/p>\n<p><strong>I don\u2019t know that Kerry has any professional education, experience or qualification to be making these statements. Again, since he\u2019s not a student he has no direct information from which to form an opinion on me, my program or this subject. So I am unaware of whatever his motivation may be or the financial, medical or mental problems he may or may not have.<\/strong><\/p>\n<p>He goes on to make the statement \u201che is violating some of the basic tenets of being a CFP &#8211; FINRA rule 2090\u201d accusing me of professional and or ethical violations, again with no basis in fact. This seems like someone with some peripheral knowledge of financial services that doesn\u2019t understand the actual rules and professional code of conduct from which Certified Financial Planner operate. This conduct is typical of an underperforming employee; always blame someone else that is doing the things they are unwilling to take the time to learn and to do for themselves.<\/p>\n<p><strong>His last line in that paragraph states \u201cThese are unsuitable investments for someone of limited means and expertise.\u201d Again demonstrates his basic lack of knowledge about the program. At no point are we suggesting \u201cinvesting\u201d in commodities. We advise in the program how to become an expert in just \u201ctrading\u201d commodities and only being in the market for a maximum of just 4 days risking only 2-5% of their trading account on a trade.<\/strong><\/p>\n<p><b>He then goes on with his last paragraph attempting to offer third party \u201cproof\u201d of his libelous, defamatory, and unsubstituted statements \u201cEven the Federal Trade Commission&nbsp;appears to have a case against him (#2 on google), but somehow he is still in business selling his brand of snake oil.\u201d And, he\u2019s kind enough to provide a link too.<\/b><\/p>\n<p>Well, that certainly sounds serious. Is he really justified in all his previous lies because of this link?<\/p>\n<p><strong>Let\u2019s open the link and take a look. SURPRISE! The case is about a completely different company; Digital Altitude. It doesn\u2019t mention me or my company in any way.<\/strong><\/p>\n<p>So much for his \u201cproof\u201d.<\/p>\n<p><strong>When you see these things, and it\u2019s the internet, there\u2019s always another crazy somewhere, It\u2019s important to step back to a position of common sense.<\/strong><\/p>\n<p><strong>If anything got to the level of a Federal Trade Commission case, there would be a string of unhappy actual customers that have had a number of complaints over a sustained period of time.<\/strong><\/p>\n<p><strong>That simply does not exist here.<\/strong><\/p>\n<p>I run a small program. Prospective Students need to complete an application before that get to talk to me. I am the ONLY one the talks to perspective Students.<\/p>\n<p><strong>They know from a video, about the program, including the cost, and the double guarantee BEFORE they get to the application.<\/strong><\/p>\n<p><strong>In the video AND in writing on the application they are advised They CAN&#8217;T BUY ANYTHING ON THE CALL.<\/strong><\/p>\n<p>I make the call personally. I spend time with them on the call to see what that want, IF they have a need, IF I can help and IF I think we can mutually work together.<\/p>\n<p>IF we mutually agree&nbsp;that this has a better than average chance of working for them, Then they are provided a link from which&nbsp;they can then review on their own&nbsp;what\u2019s included in the program, the double guarantee (again) and complete an order form.<\/p>\n<p>Because of the amount of effort to get to speak with me and the fact that I do these calls personally, not everyone gets in.<\/p>\n<p><strong>I\u2019m 60+ and retired. I only deal with happy people. If I can help someone develop a predictable cash flow that they can have and control well into their 80\u2019s and beyond, I\u2019m happy to do that. If they don\u2019t want my help, like Kerry, that\u2019s OK too.<\/strong><\/p>\n<p><strong>However I will call you out if you make libelous and or defamatory comments or posts unsupported by actual facts.<\/strong><\/p>\n<p>Note added May 2022: Dr. Rouse voluntarily retired his CFP certification in May 2022 after 28 years of practice, having informed the CFP Board the prior year that he was no longer engaged in CFP-defined financial planning activities.<\/p>\n<p style=\"\"><strong>Is Dr. Fred Rouse a Scam&#8230;<\/strong><\/p>\n<p style=\"\"><strong>or the Last Best Hope for thousands of people with Underfunded Retirement Accounts?<\/strong><\/p>\n<p style=\"\">Get the facts and details for yourself and then decide.<\/p>\n<p style=\"\">On the program:<a href=\"http:\/\/Notice it has nothing to do with the RESULTS that Dr. Rouse and his Students are getting that the Greedy Money Insiders don't want you to see that you can get without them!   See the results: DrRouseNow.com\/results\" target=\"_blank\" rel=\"nofollow\" style=\"outline: none;\"> <strong><span style=\"color: rgb(52, 21, 221) !important;\"><span style=\"--tcb-applied-color: rgb(52, 21, 221) !important;\">https:\/\/drrousenow.com\/<\/span><\/span><\/strong><\/a><\/p>\n<p><strong>On the Results:<\/strong><a href=\"https:\/\/drrousenow.com\/sr\/results\/\" rel=\"nofollow\" tabindex=\"0\" target=\"_blank\" style=\"outline: none;\">https:\/\/drrousenow.com\/sr\/results\/<\/a><\/p>\n<p><strong>On Dr. Fred Rouse:<\/strong><strong><span style=\"color: rgb(52, 21, 221) !important;\"><a href=\"https:\/\/DrFredRouse.com\" rel=\"nofollow\" tabindex=\"0\" target=\"_blank\" style=\"outline: none;\"><strong><span style=\"--tcb-applied-color: rgb(52, 21, 221) !important;\">https:\/\/DrFredRouse.com<\/span><\/strong><\/a><\/span><\/strong><\/p>\n<p>Then you decide who&#8217;s making the misleading statements and who may be trying to keep information from you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dr. Fred Rouse This may shock you but it\u2019s time someone spoke up about this self-proclaimed \u201cguru\u201d and his \u201cproven\u201d Short Window Retirement Planning Cash-Machine System for faster financial independence and the option to enjoy retirement sooner\u2026 Shocking Video That Got Dr. Fred Rouse Barred by the CFP Board 6 Months&nbsp;AFTER He Retired! 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